California-based plans with affordable options and established provider networks.
Good choice if you’re looking for lower premiums, coordinated care, and coverage from a carrier with deep roots in California.
Private Health Insurance Plans in California
Private health insurance plans are purchased directly from insurance carriers and are not sold through Covered California. These plans may be a good fit if you don’t qualify for financial help or prefer specific provider networks.
Is a Private Plan Right for You?
Private plans may be a good option if you:
- Do not qualify for Covered California subsidies
- Have higher household income
- Are self-employed or between jobs
- Want access to specific doctors or PPO networks
If you may qualify for financial help, we recommend starting with Covered California first.
Compare options through the official Covered California marketplace. Prefer help? Call us and we’ll walk you through it.
You will be redirected to the official Covered California website to view plan options and complete enrollment.
View Health Net Private Plans →
Broad PPO networks and flexible plan options.
Good choice if you want provider flexibility.
Strong California presence with competitive networks.
Balances affordability and access.
Integrated care with hospitals, doctors, and pharmacies under one system.
Best for coordinated care and predictable costs.
California Health Benefits Insurance Center is licensed with the California Department of Insurance and Covered California. We are recognized as one of the most trusted enrollment centers in the state, helping individuals and families find affordable health coverage that meets their needs.
“Covered California,” “California Health Benefit Exchange,” and the Covered California logo are registered trademarks or service marks of Covered California in the United States. This website is owned and operated by California Health Benefits Insurance Center, which is solely responsible for its content. It is not maintained by or affiliated with Covered California, and Covered California is not responsible for the content on this site. All contact information listed on this website belongs exclusively to California Health Benefits Insurance Center and cannot be used to reach Covered California.