Private Health Insurance Plans in California

Private health insurance plans are purchased directly from insurance carriers and are not eligible for Covered California subsidies. These plans may be a good option if you don’t qualify for financial assistance or want additional plan choices.

Below are private health insurance carriers we work with in California. Our licensed agents can help you review options and enroll directly with the carrier.

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Anthem Blue Cross Health Insurance Coverage

Offers a range of private health insurance plans with broad provider networks and flexible coverage options in many California regions.

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Anthem Blue Cross Health Insurance Coverage

Provides private health insurance plans with a wide network of doctors and hospitals across California, including PPO and HMO options depending on location.

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Health Net Health Insurance Coverage

Offers private health insurance plans focused on value-based care, with HMO and PPO options available in select California counties.

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Kaiser Permanente Health Insurance Coverage

Offers integrated health insurance and care through Kaiser’s own network, with members generally receiving care within the Kaiser Permanente system.

Not sure which private plan is right for you?

Choosing a private health insurance plan can be confusing. Our licensed California agents can help you compare carrier options, review networks, and guide you through enrollment — at no additional cost.

California Benefits Insurance Center is licensed with the California Department of Insurance and Covered California. We are recognized as one of the most trusted enrollment centers in the state, helping individuals and families find affordable health coverage that meets their needs.

“Covered California,” “California Health Benefit Exchange,” and the Covered California logo are registered trademarks or service marks of Covered California in the United States. This website is owned and operated by California Benefits Insurance Center, which is solely responsible for its content. It is not maintained by or affiliated with Covered California, and Covered California is not responsible for the content on this site. All contact information listed on this website belongs exclusively to California Benefits Insurance Center and cannot be used to reach Covered California.