Whether you qualify for Covered California subsidies or need a private health insurance plan, we help individuals and families compare options and enroll with confidence.
Choose the path below that best fits your situation, and we’ll guide you through the next steps.
Health Net provides comprehensive medical coverage and health management services designed to keep members healthy and supported at every stage of life. The company’s mission centers on inclusion and community health, ensuring that everyone—regardless of income, age, or current health condition—has access to quality care.
Health Net emphasizes preventive care, early intervention, and chronic condition management through innovative programs like Start Smart for Your Baby® and My Health Pays, which help members take charge of their well-being. By addressing both medical and social needs, Health Net works to reduce health disparities and promote holistic wellness across California.
In 2016, Health Net became part of Centene Corporation, one of the nation’s largest healthcare enterprises. This partnership strengthened Health Net’s ability to serve Californians with new resources, technology, and community health programs. In 2022, Health Net’s Individual and Family Plans (IFP) were rebranded as Ambetter from Health Net, aligning with Centene’s national Ambetter brand to offer expanded benefits, enhanced support tools, and better health outcomes for members.
Covered California is California’s official health insurance marketplace. Plans offered through the exchange may include premium tax credits and cost-sharing reductions based on income and household size.
Best for
Enrollment through the state exchange
Private health insurance plans are purchased directly from insurance carriers and are not eligible for Covered California subsidies. These plans may be a good option if you don’t qualify for financial assistance.
Best for
Enrollment directly with insurance carriers
Many people aren’t sure whether Covered California or a private health plan is the right choice. Our licensed California agents help you compare both options and guide you through enrollment — at no cost to you.