OBAMA CARE
Covered California is the state’s official health insurance marketplace, designed to help individuals, families, and small businesses access quality coverage at affordable rates.
What Is Covered California (Obamacare)?
Why Covered California Exists
Covered California was established to make health insurance more accessible and affordable by offering standardized plans, consumer protections, and income-based financial assistance. The marketplace helps Californians compare plans side-by-side and enroll in coverage that meets state and federal requirements.
Who Covered California Is For
Covered California was established to make health insurance more accessible and affordable by offering standardized plans, consumer protections, and income-based financial assistance. The marketplace helps Californians compare plans side-by-side and enroll in coverage that meets state and federal requirements.
What Types of Plans Are Offered
Plans available through Covered California are offered by private insurance companies and organized into metal tiers — Bronze, Silver, Gold, and Platinum. Each tier reflects a different balance of monthly premiums and out-of-pocket costs, allowing consumers to choose coverage based on their needs and budget.
Financial Help and Subsidies
Many Californians qualify for financial assistance through Covered California. Depending on income and household size, subsidies may help lower monthly premiums, deductibles, copays, and other healthcare costs. Eligibility for assistance is determined during the application process.
Enrollment Periods and Life Events
Coverage through Covered California is available during Open Enrollment or following a qualifying life event, such as losing other coverage, getting married, having a child, or moving. These special circumstances may allow enrollment outside the standard enrollment window.
Getting Help With Covered California
Consumers can apply on their own or receive assistance from a certified, licensed insurance agency. Working with an agent can help ensure applications are completed accurately, plans are properly compared, and coverage selections align with individual healthcare needs.
Not Sure Where to Start?
If you’re unsure whether Covered California is right for you or want help understanding your options, licensed agents can provide guidance and enrollment support at no additional cost.
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CA HEALTH EXCHANGE
Covered California serves as the state’s trusted health insurance marketplace, connecting individuals, families, and small businesses with reliable, low-cost coverage options.
INCOME GUIDELINES
Explore California’s Obamacare income guidelines to find out whether you’re eligible for premium assistance or other government savings.
ONLINE SERVICES
Discover how simple it is to get covered through the Covered California. Login, compare plans, apply for coverage, and more.