Open Enrollment
Open Enrollment is the annual period when you can enroll in health insurance or change your existing coverage without needing a qualifying life event.
In California, Open Enrollment applies to plans offered through Covered California as well as many off-exchange plans.
When Open Enrollment Happens
Open Enrollment typically occurs once per year, usually starting in the fall and continuing into the beginning of the new year.
Coverage start dates depend on when you enroll during the Open Enrollment period.
What You Can Do During Open Enrollment
During Open Enrollment, you can:
- Enroll in a new health insurance plan
- Change your current plan
- Switch between Covered California and off-exchange plans
- Update household and income information
This is the best time to review coverage and make changes for the upcoming year.
Choosing the Right Plan
Health needs, provider networks, prescription coverage, and budget can change from year to year. Reviewing your options annually helps ensure your plan still fits your situation.
Comparing plans during Open Enrollment allows you to adjust coverage before the new plan year begins.
What Happens If You Miss Open Enrollment
If you miss Open Enrollment, you generally must wait until the next Open Enrollment period to enroll or change plans unless you experience a qualifying life event.
Special Enrollment may be available if certain life changes occur.
Getting Help During Open Enrollment
Open Enrollment can be a busy and confusing time. Licensed insurance agents can help compare plans, explain benefits, and assist with enrollment at no additional cost.
Getting help early in the Open Enrollment period can make the process smoother and avoid last-minute issues.
Contact & Support
Can I speak with a licensed agent?
Yes. Licensed California insurance agents are available to answer questions and provide guidance at no additional cost.
Prefer to contact us directly?
Call 800-341-1165 or email health@californiainsurancecenter.com.
Contact form
By submitting this form, you authorize California Benefits Insurance Center to contact you regarding your request by phone, email, or text message. Consent is not a condition of enrollment.
We typically respond within one business day. If your request is urgent, please include your preferred contact method and best time to reach you.
California Benefits Insurance Center is an independent insurance agency. Submission of this form does not guarantee coverage or enrollment. Quotes and plan availability are subject to carrier underwriting, eligibility, and applicable enrollment periods.